Smt. Charulatha S. Kar holds a Master’s Degree in Commerce from the University of Mumbai specialising in Banking and Finance. She has done post-graduate Diploma in Treasury and Forex Management from the ICFAI, Tripura. She is also a Certified Associate of the IIB&F.
She has completed the Advanced Management Program at The Wharton School, University of Pennsylvania, USA as part of the Leadership and Executive Education Programme of the RBI.
She joined RBI as an officer in 1991 and has worked in RBI Regional Offices and at Central office departments. She is currently the Executive Director in charge of Human Resources Management, Information Technology and Communication in the RBI.
Her other areas of expertise include government banking, internal financial accounts, and payment and settlement systems. She has been a Member of Faculty in the RBI Training College at Chennai for over five years. She has also been on deputation to the Training institute of the Central Bank of Oman at Muscat for two years.
She has represented the RBI in International Working Groups of the Committee on Payment and Settlement Systems, Bank for International Settlements which studied and published reports on Innovations in Retail Payments, Role of Non-banks in Retail Payments and Fast Payments. She has also represented RBI as a speaker and resource person in many domestic and international forums/seminars and workshops.